When the Affordable Care Act (ACA) was passed in 2010, it created a major issue for many Americans. After years of struggles and numerous legal changes, Obamacare has left many people uninsured or caught up in what we know as the coverage gap. As a quality provider of ACA alternatives, our agency is able to offer top-notch alternative health care to Texas, Arizona, and beyond. Our experienced agents are able to provide personalized healthcare solutions to anyone left in the coverage gap. Today, we’ll conclude our look into the coverage gap and its inherent issues.
A Growing Problem
The Supreme Court’s 2012 ruling set the precedent that the expansion of Medicaid is best left to the discretion of the states. By September of 2016, though, 19 states had not yet participated in this increase in Medicaid coverage. When coupled with the lack of options for adults, a gap was created where citizens over the age of 18 without children faced serious issues. Any person who fell below the poverty line that could not obtain ACA coverage was left with few options for acquiring health insurance. If you make too much money to qualify for Medicaid yet do not make enough income to be eligible for Marketplace tax credits, you are now in this coverage gap.
From a national standpoint, more than 2.5 million Americans have fallen into this gap. States that did not expand their Medicaid coverage are now populated with these adults who make the “gap” amount annually. This is one reason why it is so important to offer comprehensive, alternative health care to Texas and other populous states who are yet to address the coverage gap within their borders. Wisconsin, for example, offers a Medicaid waiver that can cover eligible adults who fall below the poverty line.
Those who do make enough income to be considered above the poverty line while still not making enough for be eligible for the Marketplace coverage options make up more than 1.4 million adults in this country. Millions of hardworking citizens have found themselves in this grey area for years with little help both medically and financially.
When considering the larger picture, you can see that the Affordable Care Act was designed to expand medical coverage to more adults. Unfortunately, the current insurance landscape has made finding insurance very difficult for those in the coverage gap. This, when compounded with the very limited number of available alternatives to Obamacare, has created a major issue for many Americans. Those who can find independent insurance offered through their employer or independently are now facing rising medical costs. Oftentimes, these citizens cannot afford the basic insurance coverage necessary to survive.
ACA Alternatives is here to provide exactly what our name entails. If you and your loved ones are left uninsured, or you cannot afford the high premiums that are offered, our private medical insurance can help! Our experienced representatives are here to create a personalized coverage plan that provides full assistance at an affordable price. By working nationally with numerous providers, we are able to offer top-notch alternative health care to Texas residents, Arizonans, and more. Contact us today to learn more!